EGIA is a contractor training and professional development trade association which specializes in helping home improvement contractors boost their bottom line while increasing sales volume and profits. Our partnership with O’Connor allows contractors to participate in our financing clearinghouse. As a O’Connor dealer, we work with you to find and secure the best financing solutions for you to offer your customers.
Fill out the Installment+ enrollment application and Email it to firstname.lastname@example.org or fax it to 800-506-9073.
This program requires around two years in business and satisfactory credit on the business and principal(s) as well as active licensing, current insurance coverage, and a clean BBB rating.
All lenders require financial information to make sure the dealer applying to offer the financing is solid and will be able to service their own installations for warranty work. Lending organizations are “holder in due course”, meaning that they are required by law to cover any warranty work for a financed installation if the dealer goes out of business.
This allows you to offer the best possible financing solutions for your business and customers. Dealer fees are to set to ensure that a greater amount of customers will be approved in order to sell the job with the interest rate and terms your customers need. When using programs without dealer promotions, you are more apt to lose jobs due to higher customer credit constraints.
Funding is processed through your credit card processing software. Upon credit approval, your customer will be provided with a 16 digit account code, CVV code, and expiration date. You would process this as if it were a standard MasterCard. Check your contract to find out your hand key rates.
Yes, EGIA works with providers that can provide reduced fees. These alternative options are subject to enrollment and approval. Contact an EGIA representative for more information.
Yes, please visit the Financing Clearinghouse page.
Contact an EGIA representative by calling 866-797-7343 or emailing email@example.com